Digital Bearer Banking

We bridge the credibility gap between Traditional and Digital Bearer Banking.

The financial services industry is rapidly transforming to embrace a
Digital Asset Economy.

We believe
Digital Bearer Banking
is here to stay.

This is the next Internet moment for Banking.

Clients are demanding access now.
New Business Models, Processes,
Infrastructure, Products,
Asset classes, Regulations
are all emerging.

If you’re part of the future of financial services and need
help, please shout.

click here to bridge the credibility gap

Our Thesis:

Digital Bearer Banking is here.

The financial services industry is on a journey from the physical bearer
of yesteryear through today’s electronified and digitised models
arriving at the revolutionary -
Digital Bearer Banking.

This transformation moves Clients
from the world of ‘done to me’,
via the current cycle of ‘done for me’,
to the digital asset era of ‘done by me’.

Outcome: Digital Bearer Banking empowers Clients
in the palm of their hands.

What is Digital Bearing Banking

Blockchain technology enables a new banking model.

It allows the creation and transfer of assets instantaneously between participants
– imagine Apple-Pay or Faster Payments
for any, and every existing and imaginable asset.

Assets recorded on a blockchain are called digital assets.

These assets are effectively bearer – the value belongs to the owner
– the bearer – it's not physical, it is digital.
However, they can also be linked to a physical asset.

Traditional and new assets are being "tokenized" into digital bearer format.
A token is a digital representation of the asset.

The digital asset/token may link to a real "physical" asset like a share or money,
but could also relate to a new asset like cryptocurrency,
Bitcoin or a Non Fungible Token [NFT].

Blockchain technology enables digital assets to be created
and transferred from bearer to bearer.

This is Digital Bearer Banking - a new way of 'banking'

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But do we need banks?

"The World needs banking, but it does not need banks."

– Bill Gates

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Two distinct approaches are evolving:

1/ In the Decentralized Finance [DeFi] world – 'the Wild West'
- the revolution is to empower Clients to manage their digital bearer assets.

…No central authority tells them what to do or protects them.
It's a democratic eco-system…

2/ In the regulated world, the big boys and girls are learning fast
– they want banks to play a critical role.

…They are building / partnering /
developing infrastructure to stay relevant…

They want to be Digital Bearer Banks and
serve the digital asset needs of their clients.

They must, or else they will be left behind.